You're all set to plan your housewarming party after letting family and friends know you've bought a new home. But you're stunned when the first person to arrive at the party is none other than the original homeowner, who never sold the house to you to begin with. Unfortunately...
If you’re arranging a new mortgage or moving an existing one to a new lending institution, you will probably be offered mortgage insurance as part of the package. Protecting what is likely the largest investment you will ever make is always the right choice, but is the lender’s insurance...
Understanding how to manage difficult customers may mean the difference between rising profits due to happy, loyal, and satisfied customer base and falling revenues. Find out below how to handle difficult customer service situations.
Advice 1: Listen!
The best advice is in any difficult customer service situation is to listen to...
When there is only so much income to go around, how do you take care of living expenses, debt payments and save for tomorrow? It is definitely a daunting task. The good part is that with a good plan, some smart financial goals and the determination to work through...
The soothing power of music is well-established. It has a unique link to our emotions, so can be an extremely effective stress management tool. Listening to music can have a tremendously relaxing effect on our minds and bodies, especially valuable for money-stressed, anxiety-ridden Capital Region families.
For those seeking such...
Retirement can be viewed as a series of stops-and-starts. For example, stop scheduling your life around work hours and start going with your personal lifestyle flow. Stop stressing about your morning and evening commutes and start driving when you want. Stop worrying about project deadlines and start engaging in...
As people move through various life stages, their financial goals and priorities change. One thing that remains consistent for many is the challenge that comes with balancing long-term savings goals with short-term needs. Regardless of age or income level, people often make lifestyle choices that affect their immediate financial...
Usually the bastion of real estate investment has been only for the extremely wealthy. It takes a great deal of capital after all. The development of crowd-funding however, has changed the game and is rattling capital creation, the distribution and access in many industries.
With so many bad deals after...
Marketing. Without it, any professional or company sells themselves short. Any company expecting its products to fly off the shelves strictly through word of mouth is literally leaving money on the table. Any professional-- particularly one who works independently-- who thinks they can make do without a plan that...
If you enjoy financially helping out your children and grandchildren, you’re not alone. Giving to them is fun and often provides immense satisfaction. The question is how to help without breaking the bank — and keeping everything in check. Here are some strategies and tips that can help.
• Give...
